Each of us has a bank whose name is "TIME". Every morning Time credits you with 86,400 seconds. Every night it writes off, as loss, whatever of this you have failed to invest to good purposes. It carries over no balances.n It allows no overdraft.

Each day it opens a new account for you. Each night it burns the remains of the day. If you fail to use the day deposits, the loss is yours. There is no going back. There is no drawing against tomorrow. You must live in the present on today's deposits. Invest it so as to get from it the utmost in health, happyness and success. The clock is running, make the most use of today.-------Katharine Sun

参考译文：

我们每个人都有一个银行名字叫做”时间“。 每天早上时间银行贷给你86，400秒。 每天晚上作为亏损把它勾销，无论你投资好的目标与否。银行不给转结。也不允许透资。每天它给你开个新户头。每天晚上它把多余的给勾销。如果你没有使用今天的存款，损失是你的。时间贷款不能追回。也不能向明天透资。你必须活在当下今天的存款今天花，把投资用获来最大限度的健康、快乐和成功。时间在流失，充分利用今天吧！

原文：凯瑟琳

翻译：fly

附另一个版本及译文：

Each of us has such a bank. Its name is TIME .Every morning . TIME credits you with 86400 seconds. Every night it writes off as lost whatever of this you have failed to invest to good purposes. It carries over no balances. It allows no overdraft. Each day it opens a new account for you. Each night it burns the remains of the day. If you fail to use the day’s deposits, the loss is yours. There is no going back. There is no drawing against the ‘tomorrow’. You must live in present on today’s deposits. Invest it so as to get from it the utmost in health, happiness and success! The clock is running .Make the most of today

-------Katharine Sun

译文：

每个人都有这样一个银行，它的名字叫时间。每天早晨，时间银行贷给你86400秒；每天晚上，银行将这笔贷款作为浪费掉的一笔勾销，而不管你未将贷款用于正确的目的，银行不给你转结余额，也不允许透支。每天它给你开一个新户头，每晚它将这天的余额销掉。如果你未能使用这天的存款，损失自负，时间贷款既不能追回，也不能向明天透支，你必须做到今天的存款今天花，把时间投资于最大限度的得到健康，幸福和成功方面！时间在不停的奔跑，充分利用今天吧。

--------凯瑟琳.桑