Nancy: And entertainment?
Ron: Well, I spend a few dollars here and there on basketball and movie tickets, a concert or two, and ballroom dance lessons.
Nancy: Uh, exactly how much do you spend on all of these? Just a "few" dollars?
Ron: Well, oh . . . about $400 or so.
Nancy: Or so? No wonder you're having money problems. You can't just blow your money on things like that! And what about transportation?
Ron: Oh, I commute to work everyday in my new sports car, but I got a great deal, and my monthly payments are only $450. Come outside and take a look. We can go for a spin!
Nancy: No, I've heard enough. You've got to curb your spending, or you'll end up broke. I suggest you get rid of your credit cards, cut back on your entertainment expenses, and sell your car. Take public transportation from now on.
Ron: Sell my car?! I can't date without a car. What am I going to say? "Uh, could you meet me downtown at the bus stop at 7:00?" Come on!
Nancy: And you need to create a budget for yourself and stick to it, and start with paying off your bills, starting with me. You owe me $50 dollars.
Ron: Fifty dollars! Wait, I only borrowed $20 from you last week. How did you come up with $50?
Nancy: Financial consulting fees. My advice is at least worth $30! |
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