简单说，“固网支付”就是把你家里的“固定电话”换成可刷卡的电话，然后在这种新型的电话机上直接刷卡，进行水、电、气、电话费、手机费、转帐等的支付。

请看《中国日报》相关报道：China UnionPay, the country's sole bankcard transactions operator, is working with a few leading Chinese e-commerce service providers to promote a fixed-line phone payment system.

The pay service uses a special phone installed at the user's end. E-commerce customers can then swipe their bankcards on the device to complete a transaction.

若要表达“固网支付”，首先得弄明白“固”即“固定电话”——fixed-line phone，跟它相对的是mobile phone（移动电话）。由此，这种新型支付业务也就不难用英文表达了：fixed-line phone payment system。